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Here's a snapshot you can easily refer to in case anybody wants to know what health care reform means now:

Most kinds of insurance you can just go and buy for yourself. But health insurance doesn't work like that because nobody wants to sell an insurance policy to anyone who would want to buy one. The fear is that you'd let yourself go uninsured until you find our you're going to need medical care, and then go buy some insurance. This problem of so-called "adverse selection" means health insurance can only work when an employer can bundle together a big group of people, leaving the self-employed, the unemployed, and those working for small firms at a huge disadvantage. All versions of health insurance reform before Congress would offer a three-fold fix to this. First, force insurers to offer a defined set of benefits to all comers at a fixed price--no discrimination based on gender, health status, whatever. Second, fix the adverse-selection problem this causes by mandating that everyone get themselves some health insurance. Third, to fix the economic hardship this might apply to some families, offer generous subsidies to ensure affordability for all.

This would, if done correctly, more-or-less solve the problem of the uninsured. And those of us who do have insurance would be spared the insurance-related anxiety that's endemic in contemporary American life. No longer would the state of your health care need to be a dominant decision in making career choices, and no longer would the risk of job loss also be the risk of preventable death or medical bankruptcy.

(source)

from one side of Phil Dhingra's brain, on Monday Aug 17, 2009 12:30 PM, permalink

Health care reform in 2 paragraphs? Nice! Let's run with that idea. Why doesn't Congress make a bill that says "all bills must be less than 100 pages" long. Call it the simplicity bill. And just so we don't all of a sudden get bills with tiny fonts, specify how many characters of text can be used to describe the bill.

If you can't state it in 100 pages or less, it's beyond the ken of ordinary citizens, and therefore undemocratic.

And/or mandate that a 10-page version of each bill is created and posted for public consumption at least 48 hours before the bill is voted on.

from one side of Phil Dhingra's brain, on Monday Aug 17, 2009 12:32 PM, permalink

*******Philosophistry Features*****


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